A tailor-made offer for your home loan
Financing your purchase of primary or secondary residence, house or apartment, buy SCI shares, invest in rental real estate, buy back your credit … Whatever your project, ASW Financing finds the most suitable solutions, no fees.
Thanks to partnerships with major French banks, we offer several types of mortgage loans ( redeemable credit In repayable credit, the repayment of capital is spread over time.For the duration of the credit, you will repay both the capital and interest A depreciable credit is generally realized at constant maturity, which means that the share of interest decreases over time, while the share of capital repayment increases , in fine In fine credit, you repay each month only interest on the borrowed capital and you repay the capital at the end of credit.This type of credit is mainly dedicated to rental real estate investments.For this type of credit, our partners are likely to require the backing of credit to savings pledged in their favor or bridge loan The bridge loan is a short-term loan that allows you to acquire property ier before finalizing the sale of another property and avoids repaying two credits at the same time. The practical terms of implementation and repayment of your bridge loan will depend on the relationship between the two real estate transactions and the possible backing to another loan (depreciable or in fine). ) at the best market rates *.
Your real estate transaction can be financed at 100%, without financial contribution and over a period of 2 to 30 years. In any case, our partners will offer you fixed rate loans.
This offer is open to any major health professional from 20 to 64 years old, physically and fiscally domiciled in France, for credits of $ 35,000 to $ 3,000,000 and new or old properties excluding purchase of SCPI / OFCI shares.
Speed and credit expertise
Once your mortgage application is formulated, you get an appointment with one of our banking partners within 72 hours. He will offer you a loan offer if necessary.
Throughout your approach, ASW financing accompanies you and tells you how to optimize your credit. Depending on your project, our teams advise you for the constitution of your real estate assets
A mortgage loan insurance adapted to your profession
Benefit from a borrower insurance covering the risks related to your credit. The insurance guarantees the repayment of your loan in the event of death or the repayment of your monthly payments in case of incapacity for work or disability. In case of professional disability, we evaluate and compensate your degree of disability on the basis of a scale specific to your profession. In other words, we consider not the impossibility of practicing ANY profession, but your professional activity.